NerdWallet: Manage Your Money

NerdWallet: Manage Your Money

Track your budget, finances and credit – all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:

KNOW YOUR CASH FLOW

Track your finances, credit, and budget for free, all in one handy place. Get the information you need to optimize your financial gains. View all of your bank accounts in one location for easy, comprehensive monitoring. Expand on details about your credit score, expenditures, cash flow, and net worth next. Get tips from Nerds on how to accomplish your goals and manage your finances.

The way that our free personal financial tracking tool works is as follows:

APPRECIATE THE CASH FLOW

– Reconcile your many credit card expenditures.
Make use of our 50/30/20 breakdown to manage your expenses. – Get comprehensive spending data.
– Monitor your expenditures, invoices, and other
– For simple planning, see your primary expenditure categories. Analyze monthly expenses and identify areas for savings or reduction

REMEMBER YOUR VALUE

Examine your whole income, debt, assets, and home equity.
– Monitor particular accounts throughout time and delve into your net worth details to be informed about its past.

Keep an eye on and grow your credit

Viewing your credit report and score whenever you want, getting notifications when it changes, identifying the factors that affect it, learning how to keep getting better by using more credit or paying your bills on time, and more are all available to you.

INSPIRATIONAL DETAILS FOR YOUR MONEY

Find and compare credit cards, better loan conditions, and bank accounts more rapidly. – Enroll in NerdWallet+ to earn rewards of up to $350 for prudent financial choices, including on-time credit card payments. – Enroll in Drive Like A Nerd to get better car insurance prices and instantly raise your driving score.

—

You can find personal loan interest rates and fees on NerdWallet’s lending marketplace. These are from unaffiliated sponsors, from whom NerdWallet could get compensation. NerdWallet displays personal loans with rates between 4.60% and 35.99% APR and terms between one and seven years. The prices are determined by third-party advertisers and are subject to change at any moment. Depending on the lender, there might be extra expenses (such origination or late payment fees). Check the terms and conditions of each particular offer on the marketplace for further information. Each loan offer on NerdWallet is contingent to acceptance from the lender and application. It’s possible that you won’t be qualified for any personal loans at all, or that you won’t be qualified for the best available rate or package.
An example of a representative’s repayment: The applicant receives a $10,000 personal loan with a 36-month term and an annual percentage rate (APR) of 17.59%; in addition, there is a 5% origination fee and a 13.94% annual interest rate. They would be required to pay $341.48 per month and have $9,500 added to their account. Over the term of the loan, they would pay $12,293.46 in total.

– Track spending across multiple cards
– Keep track of your budget with our 50/30/20 breakdown
– Get detailed spending insights
– Track your bills, expenses and more
– Discover ways to cut back or save
– Compare spending month-to-month
– See your top spending categories for easier budgeting

KEEP UP WITH YOUR NET WORTH

– See how your income, debts, investments, and home value all add up
– Follow the history of your net worth
– Zoom into the details of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

– Access your credit score and credit report any time
– Get score change notifications
– Understand the factors that affect your score
– Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more

SMART MOVES FOR YOUR MONEY

– Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
– Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions – like paying your credit card on time
– Join Drive Like A Nerd so you can score your driving in real-time and get better auto insurance rates

—

Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet’s loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer’s terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.